Friday 22 February 2013

Loans for NRIs in Delhi




NRI – Non-Resident Indian is a Citizen of India resident outside India. RBI defines NRI as “An Indian citizen who holds a valid Indian passport and who stays abroad for employment or for carrying on business or vocation outside India or stays abroad under circumstances indicating an intention for an uncertain duration of stay abroad is a NRI.”
PIO / OCI – Person of Indian origin / Overseas Citizen of India is an individual (not being a citizen of Pakistan or Bangladesh or Sir Lanka or Afghanistan or China or Iran or Nepal or Bhutan) who
  1. at any time, held an Indian Passport or
  2. who or either of whose father or mother or whose grandfather or grandmother was a citizen of India by virtue of the Constitution of India or the Citizenship Act, 1955

Feature of Home Loan are :-
Tenure for repayment is up to 15 years
Loan amount range is 10 lakh to 100 crore
Loan up to 75% or even more of property value
Loan sanctioned within 6 days of submission of required documents.
Repayment permitted upto 65 years of age
Fix and floating rate option 
No pre payment charges
Purpose :-
Purchase of house / flat
Purchase of a plot and construct as per requirement 
Extension/ repair/ renovation of your own existing House/ Flat
Purchase of Furnishings as a part of the project cost
Takeover of current home loan from other Banks/ Finance Companies.

Specialty :-
Minimum processing fee
Free personal accident insurance
Bad credit history cases can be considered

Loan Eligibility norms:
-  Salaried Individuals: Any individual who is in job can be financed. Minimum work experience of 6 months, overseas is  required
-  Self Employed Professionals (SEP): Doctors, Engineers, Scientists & Chartered Accountants are classified as Professionals only. Minimum professional work experience of 2 years, overseas is required.
-  Self-employed Non-professionals (Businessman): Only NRI Businessmen based in UAE, USA or UK are covered  under this scheme. Minimum business continuity of 3 years, overseas is required.

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Monday 4 February 2013

Lease Rental Discounting | Loan


Lease Rental Discounting 


Lease Rental Discounting( LRD ) is basically a term loan which is offered by bank against the discounted value of the rental to corporate tenant . under LRD the borrower pledges the future rental earning from the leased property to the bank for loan repayments LRD is mostly offered against commercial property.
LRD is best for those who invested big amount in commercial property for rental income for long term; investment of the investor in a way locked for long term that’s why they opt for LRD from bank.


Feature of Loan Against Property are :-
- Low Intrest Rate
- Loan up to 70% or even more of property value (residential /commercial)
- Tenure for repayment is up to 15 years
- Loan amount range is 15 lakh to 100 crore
- Loan sanctioned within 4-6 days of submission of required documents.
- Repayment permitted upto 65 years of age
- No pre payment charges*

Purpose :-

Working capital requirements
Purchase of machinery
Purchase of commercial property
Closure of existing high-cost debts
Buying a new property
Your child's education
Any other personal, business or professional need

Specialty:-
Door step service
Minimum processing fee
Free personal accident insurance
Bad credit history cases can be considered

To know more information about Personal Home Loan click this link !

Friday 1 February 2013

Home Loans


Home Loans | Car Loans






Own home is always a dream of every person even a businessman or salaried person, but family expanses and price of the property the price of property is going up every day so this is almost impossible to save money and buy home from that money, in that case home loan helps you to fulfill the dream of “ own home “ Home loan can be used to buy plot and construct as per your need and budget, resale property, under construction house and flat.
we assured pleasant journey “ right from applying for a loan till you pay last installment of your loan” we are the only company who take care of there clients not only for loan but also assist them for property search, registration of the property, pre payment , NOC issues, and property papers transfer.

Feature of Home Loan are :-

Tenure for repayment is up to 25 years
Loan amount range is 2 lakh to 100 crore
Loan up to 85% or even more of property value
Loan sanctioned within 6 days of submission of required documents.
Repayment permitted upto 70 years of age
Income tax benefit up to 1,50,000/-
Fix and floating rate option
No pre payment charges

Purpose :-

Purchase of house / flat
Purchase of a plot and construct as per requirement
Extension/ repair/ renovation of your own existing House/ Flat
Purchase of Furnishings as a part of the project cost
Takeover of current home loan from other Banks/ Finance Companies.

Specialty :-
Minimum processing fee
Free personal accident insurance
No processing fee for corporate deals
Bad credit history cases can be considered

To Know more information regards loan click here : Best Car Loan